Travel Insurance at a glance

Travel Insurance at a glance

What can we help, we work with 2 major providers as:

ProviderBenefitsLimitations
Benefits/Exclusions/Claims/FAQ
• 24-hour Assistance Center
•  Ambulance transportation
•  Hospital (semi-private room)
•  Diagnostic (X-ray, lab tests)
•  Physician and surgeon
•  Prescription Drugs
•  Accidental Dental – $4,000
•  Emergency Dental – $300
•  Funeral: $3,000 to prepare or cremate the body, plus the cost of transportation to the home country, or $3,000 for burial at the place of death
•  Emergency transportation; Bed-side companion
•  Child care expenses – $300
•  Return of dependent children
•  Accidental Death and Dismemberment -$50,000
•  Flights to/from Canada are Included
• Age (on start date) – up to 85
• Period – maximum policy period is 365 days
Extensions are available
• Deductible: $0; $75; $500 and $1,000 per claim
•  Waiting period for illness:
– No waiting if the policy is purchased before arrival
– 48 hours if purchased after your arrival in Canada
– No waiting for accidental body injury
• Pre-existing medical conditions – 180 days look back. 12 months for hospitalization
•  Plan B covers conditions that have been stable within 180 days before the effective date
Benefits/Exclusions/Claims/FAQ
• 24-hour Assistance Center
• Ambulance transportation
• Hospital (Semi-private Room)
• Diagnostic (Lab tests; X-ray)
• Physician and surgeon
• Prescription Drugs – up to $1,000 supplies
• Accidental Dental – up to $4,000
• Emergency Dental – up to $500
• Funeral: $10,000 to return home
or $4,000 for burial at the place of death
• Emergency air transportation
• Return home – up to $3,000
• Accidental Death and Dismemberment;
• Bed-side Companion ($3,000);
• Follow-up visits
•  Flights to/from Canada are Included
•  Stable Pre-existing medical conditions are covered for Visitors under the age of 89
• Age (on start date) – up to age 89
• Period – maximum policy period – 365 days.
• Deductible: $0 and $500 per period
• Waiting Period for Illness:
– No waiting if purchased before departure from your country of origin,
– 48 hours if purchased after you exit your country of origin or after the expiry date of the existing Allianz policy
– No waiting restrictions for accidental injuries
• Pre-existing medical conditions
– Age 59 years or under: 90 days stability required
– Age 60 to 89 years: 180 days stability required